This article is designed to assist consumers by looking at ways to get financially savvy and avoid making (costly) mistakes. The author has worked in banking and an Ombudsman service has seen first hand some of the mistakes made by people when it comes to money. The truth is that we all make mistakes..... but as the saying goes the important thing is to learn from them. Generally speaking all debt is bad, however, there are some debts which are more positive than others given the right conditions. Good Debt There are some long term debts which are good (with some exceptions) because they work as an investment, whether that is investing in your skills by education to gain employment or achieving a financial goal such as property ownership. A student loan is considered a 'good debt' because it is an investment in your skills set which should (in theory) enable you to gain employment long term. A mortgage is considered a good debt because it work...
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I feel a little duped. I feel like Cher in Clueless when she discovers that her love interest, Christian is a homosexual. It is not Christian's fault, but it is Cher's for being naive. While I did not go into law with this wide eyed view that it wouldn't come with it's lows. I didn't quite expect this. Before I go into explicit detail, I will tell you about my background. Not many people know this but I never actually finished high school, high school for me was too much of a system. A system of white middle class families and if you did not fit the mould you were out. When I was 3 years old my father passed away from cancer. My mother was then left to raise my older brother (who was 4 years old at the time), myself and my younger sister (who was merely a 1 year old). My upbringing was not conventional, my mother's parenting style was very liberated. I was allowed to work from the age of 11. We had the italian influence from my grandparents. These diffe...
Are you bored of the current hollywood movie style, with the emphasis on profits and lack of plot? do you struggle to find a good 'classic movie'? Fear not, I have put together a (very small) list of some of my favourite classic movies. I hope you enjoy! *disclaimer this list is compiled with my favourite movies and is solely my opinion, this is copyright and merely for you all to enjoy* The Shining (1980) Stanley Kubrick- If you are into horror films this one is truly a classic. The plot was written originally by Stephen King, it consists of Mr Jack Torrance (Jack Nicholson) and his family (Mrs Torrance and their only son Danny). Jack Torrance agrees to become the caretaker of the overlook hotel, which is an isolated hotel with a sinister history. During his interview he is informed that previous caretakers have struggled with the isolation including Mr Delbert Grady who murdered his entire family before killing himself. At first Jack Torrance believes that the isolatio...